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Secured Loans

Secured Loans

A secured loan is a second charge placed on your property when sometimes a remortgage may not be available or appropriate. Some reasons for taking a secured loan above a mortgage might be

  • You are on an interest only mortgage and do not want to disturb your existing arrangements 
  • You may have early repayment penalties on your existing mortgage
  • You may need to raise capital for purposes not permitted by a remortgage


Think carefully before securing debt against your home, your home may be repossessed if you do not keep up repayments on your mortgage.

Where advice is required in respect of secured loans a referral will be made on a non advised basis.